Lender

1st Mariner Bank

Amegy Bank

AmeriHome Mortgage Company, LLC

Arvest Bank

Associated Bank

Astoria Federal Bank

Bank at Union

BancorpSouth Bank

Bank of America

Bank of Hope

Bank of Montreal

Bank United

Banner Bank

BBVA Compass

Boston Private Bank

Business Bank

Caliber Home Loans

Capital Bank, N.A.

Carolina Farm Credit

Century Bank

Citizens Bank / Charter One Bank

Chase

Citibank

Citi Mortgage

Citizens Bank

Citizens Bank and Trust

Commercial Alliance

Columbia Bank

Columbia Bank Online

Compass Mortgage

Ditech Funding

DMB Community Bank

E*TRADE FINANCIAL

Eagle Home Mortgage

Fifth Third Bank

First Citizens Bank

First Guaranty Mortgage Corp

First Horizon

First Safety Bank

Flagstar Bank

Franklin American Mortgage Company

Freedom Mortgage Corporation

Goldman Sachs

Green Tree Servicing

Hancock Whitney Bank

Home Street Bank

Home State Bank

Huntington Bank

Iberia Bank

IDB Bank

Intermountain Bank

JP Morgan Chase

Liberty Home Equity

Loan Depot

Lone Star AG Credit

MainSource Bank

Mid First

Morgan Stanley

Mutual of Omaha Bank

Mutual Savings

National Bank of Arizona

Nation Star

New American Funding

North Valley Bank

On Q Finanical, Inc.

Pacific Mercantile Bank

PRMG - Paramount Residential Mortgage Group

Parkway Bank

Peoples

PHH Mortgage

Plaza Home Mortgage

PNC Bank

PrimeLending

Progress Bank

Prosperity Bank

Quicken Loans

RaboBank

Royal Bank of Canada

Rushmore Loan Management Services

Sandy Spring Bank

Santander Bank

Shamrock Financial Corp

Sovereign Bank

Starkey Mortgage

State Bank of Cross Plains

Stonegate Mortgage Corporation

Sun National Bank

Sunrise Bank

TCF Bank

Talmer Bank and Trust

The Citizens Bank Philadelpia

The First Bank

Third Federal Savings Bank

Torrey Pines Bank

Tri Counties Bank

UBS

Union Bank

Umpqua Bank

US Bank

Vericrest Financial

Victorian Finance

Washington Trust Bank

Wells Fargo

Individual

John Bredemeyer

Blair Dingeman

Julie Friess

Wes McDaniel

Shane Moxley

Wayne Pugh

Matthew Simmons

Gordon E. Svendsen

Luke Tomaszewski

Josh Walitt

Government Entities

American Enterprise Institute

Texas A&M

International

Maurizio d'Amato - Technical University Politecnico di Bari (Italy)

Calvin Rogers - Opteon Property Group Pty Ltd (Australia)

Tom McClellan - McClellan Salter (Ireland)

Reiner Lux - HypZert GmbH (Germany)

Santiago Herros de Tejada - SOCIEDAD DE TASACION, S.A. (Spain)

Weidong Qu - Renmin University of China (China)

Wolfgang Kalberer, Association of German Pfandbrief Banks (Germany)

Shaun Wang, Geneva Association (Switzerland)

Görkem Öğüt - Endeska (Turkey)

Academics

Charles Gilliland Ph.D, FRICS - Mays Business School

Morris Davis, Rutgers Business School

Richard Koss, Columbia University

Stephen Malpezzi, Wisconsin Business School

Cliff Rossi, University of Maryland

Think Tanks

American Enterprise Institute