| Deb ClarkDeb Clark, MAI, is the founder and CEO of Eval.com, a leading provider of evaluation services to financial institutions nationwide. With nearly two decades of experience, she is known for combining deep appraisal expertise with a pragmatic, technology-driven approach to valuation. She serves as Chair of the Appraisal Institute's Government Relations Committee and is the incoming 2027 Chair of The Appraisal Foundation's Industry Advisory Council (IAC), working at the intersection of regulation, risk management, and innovation in valuation practice. |
| Kenneth DicksKenneth Dicks, MAI, MRA, brings more than three decades of experience in real estate appraisal compliance, collateral valuation risk, and banking oversight. As Director of Appraisal Compliance & Initiatives at Reggora, and formerly a senior risk leader at Santander Bank, he has led enterprise-wide appraisal quality, risk oversight, and technology initiatives across consumer and commercial lending. A Certified General Appraiser and MAI designee, Mr. Dicks also serves on the Commonwealth of Massachusetts Board of Registration of Real Estate Appraisers and has been an active leader within the Appraisal Institute and the Massachusetts Board of Real Estate Appraisers. |
| Peter FontanaPeter J. Fontana has over thirty years of experience in the Real Estate Appraisal Profession. He has a diverse background with extensive experience in governmental appraisal, mass appraisal, personal property appraisal, single property appraisal, tax appeal and litigation. He has also served as a Subject Matter Expert for the Appraisal Qualifications Board for 10 years as an exam item writer, and served on the Appraisal Foundation's Board of Trustees, in Washington D.C. Peter began his career as the elected county assessor in one of Montana’s largest urban counties, then as a statewide appraisal supervisor for the Montana Department of Revenue, specializing in mass appraisal model development, and finally owning and operating a private fee appraisal firm. Peter also currently serves on a number of other publicly accountable boards:
Past Board affiliations include, Local Director - Great Falls Association of Realtors, Governor - Montana Regional MLS Board of Governors, Chair - City of Great Falls Planning and Zoning Commission, Chair - Cascade County Planning Board and Zoning Board of Adjustments, Vice Chair – Montana Board of Optometry. Peter is the principal and owner of Cornerstone Appraisal Service, a residential appraisal firm located in Central Montana. Peter holds a Bachelors of Science Degree in Business Administration, majoring in Finance, from the University of Montana. |
| Elizabeth GreenLiz is a strategist, solutions architect and speaker who has been on the forefront of applying data standards to valuation technologies since 2009. A recognized valuation advocate, Green was named an MBA Tech All Star in 2015 for her leadership in the MISMO property information and valuation sectors and was recognized as the Collateral Risk Network’s (CRN) 2025 Valuation Visionary. She is a newly appointed member of the CRN Board of Directors and is the chair of the MISMO Property and Valuation Services Community of Practice. |
| Katherine OwenKatherine Owen serves as Senior Vice President and Chief Appraiser for Columbia Bank. She joined the organization in 2021 and brings more than 30 years of experience in real estate appraisal and valuation across a broad range of property types and market conditions. In her role, Ms. Owen provides executive oversight of the bank’s appraisal and valuation functions, supporting safe and sound lending practices and effective collateral risk management. Her deep industry knowledge and leadership contribute to the bank’s strategic lending initiatives and long-term risk mitigation objectives. |
| Jim ParkJim Park is President and CEO of the Collateral Risk Network (CRN), a nonprofit that brings together leaders across lending, valuation, technology, and regulation to anticipate emerging collateral risks and help chart the valuation industry's path forward. Mr. Park brings more than 30 years of experience in real estate valuation, appraisal regulation, and federal oversight. From 2009 through 2024, he served as Executive Director of the Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council, leading federal oversight of the appraisal regulatory system through a period of significant change, including implementation of the Dodd-Frank Act amendments to Title XI of FIRREA. During his tenure, he was directly involved in developing the federal minimum requirements for appraisal management companies. Before joining the ASC, Mr. Park was Chief Valuation Officer at Interthinx and Chief Appraiser and Senior Vice President at Aurora Loan Services, a Lehman Brothers company, where he built and led a 43-person appraisal and review operation. He was the first appraiser on staff at The Appraisal Foundation, where he managed the work of the Appraisal Standards Board and the Appraiser Qualifications Board. He later served on the Foundation's Board of Trustees and chaired its Industry Advisory Council. Earlier, he held valuation and collateral risk roles at PMI Mortgage Insurance, Chevy Chase Bank, and TRW, and began his career at his family's appraisal firm in Colorado Springs. Mr. Park is a Certified General Appraiser and a Fellow of the Royal Institution of Chartered Surveyors (FRICS). He holds a B.A. in Organizational Communications from the University of Colorado, Colorado Springs, and lives in Colorado. |
| Kim PerottiKim Perotti, Principal and Co-founder of AXIS Appraisal Management Solutions, has been instrumental in shaping its operational success and organizational structure since 2009. Her distinctive leadership is built upon a strong academic foundation, holding a BA in Political Science (University of Arizona), a Secondary Teaching Credential (Dominican University), and an MA in Administration and Educational Leadership (Sonoma State University). Kim's career began in education, where she spent a decade as an educator and administrator with Santa Rosa City Schools, developing robust skills in staff management, program oversight, and creating efficient systems. She then transitioned to her family's appraisal company, where she served as managing partner, significantly expanding her capabilities in business management and systems thinking, before co-founding AXIS. At AXIS, Kim seamlessly merges her passion for education into practice, cultivating a vibrant community of learners among the team and its nationwide panel of appraisers, ultimately driving continuous growth and excellence through effective people and process management. As a testament to her belief in stewardship and the power of continuous advancement, Kim, alongside her business partner Michael Simmons, is deeply invested in giving back to the valuation industry, actively participating in and supporting organizations like the CRN, and passionately advocating for lifelong learning as the bedrock of professional integrity and future success. |
| Robert J. SmithRobert J. (Bob) Smith has enjoyed a diverse career in financial services, centered on the strategic and operational leadership of banks and mortgage banks. His common sense approach balances service excellence, regulatory compliance and operational efficiency, while fostering a collaborative and engaging environment for his team. During his 30+ year career, Mr. Smith has developed vast subject matter expertise in capital markets, small-medium scale M&A and regulatory matters. Before starting Proficere Advisors, Mr. Smith served as the EVP, Corporate Development & Strategy for Real Matters (TSE: REAL), a fintech provider of services to banks and other mortgage lenders in the U.S. and Canada. He also served as President of Solidifi Title & Closing, the Company’s settlement services entity. Prior to joining Real Matters, Mr. Smith was the President of AmeriSave Mortgage, an independent mortgage bank, after serving as the Head of Mortgage Operations for BNY Mellon (NYSE: BK), where he was responsible for mortgage strategy, fulfillment and servicing, and all regulatory and compliance aspects of the business. Mr. Smith joined BNY Mellon from Discover Financial Services (NYSE: DFS) where he was President of Discover Home Loans, responsible for building and operating Discover’s residential lending business. Before Discover, he spent almost two decades with PHH Mortgage (NYSE: ONIT) and Merrill Lynch Credit Corporation (NYSE: BAC) where he held a number of senior positions including Head of Capital Markets, Chief Credit Officer, Head of Correspondent Lending and Co-Head of PHH Home Loans, a mortgage JV with Realogy (NYSE: HOUS). Mr. Smith began his career in public accounting with Deloitte, where he was recognized as a National Industry Specialist in the bank/thrift and real estate industries. He was a Senior Manager when he left the firm after eight years to join one of his clients, Merrill Lynch. From 2003-2011, Mr. Smith was a member of the Board of Directors of Atlantic Coast Bank (NASDAQ: ACFC), serving as Chairman of the Audit Committee and a member of the Compensation and Corporate Governance Committees. He currently serves as a Trustee to the Gator Bowl Association (a 501(c)(3) benefiting higher education) and a strategic advisor to Draycott Place Partners, a boutique investment bank. |